If you’re a Luno customer in Europe, you can instantly buy cryptocurrency without having to deposit funds first! Using your debit or credit card, you can invest in a few easy steps.
Note
Buying cryptocurrency instantly using your debit or credit card is available to a growing number of countries in the EU. If you don’t see the option when buying cryptocurrency on your Luno app or web, we’re still working on bringing this feature to your region.
Here's how
From the Wallets screen, select the wallet where you’d like to instantly buy cryptocurrency
Then, select the Buy option
On the next screen, select ADD NEW CARD
Enter your debit or credit card details. We support Visa or Mastercard
Once done, select SAVE CARD DETAILS
On the next screen, enter the amount you’d like to buy, and select NEXT
You’ll see a confirmation screen. If you’re happy, select CONFIRM
Next you’ll need to enter your 4-digit Luno PIN. If you have two-factor authentication (2FA) enabled, you’ll be prompted to enter your 6-digit 2FA code
Lastly, you’ll be redirected to one of our payment providers – either Checkout.com or Stripe, depending on your location – and if you’ve successfully followed the 3D-secure prompts, your payment will be processed
Success! You’ve just bought cryptocurrency.
Note
Currently, the option for repeat buy is not available through the Stripe and Checkout process. Learn more about how to set up repeat buy here.
Frequently asked questions
We’ve released this feature to a growing number of countries in the EU, and will soon be rolling it out to even more of our customers. If you don’t see the option to add a card when buying crypto, please bear with us, as we’re continuously working on rolling it out to more regions.
We’ve partnered with Stripe and Checkout.com to provide a more convenient and streamlined experience when buying cryptocurrency. Currently, Stripe is available in the following regions:
- Bulgaria
- Cyprus
- Czech Republic
- Estonia
- Greece
- Hungary
- Latvia
- Lithuania
- Malta
- Norway
- Poland
- Romania
- Slovakia
- Slovenia
- Netherlands
Other regions will continue to be serviced by Checkout.
You can save two cards to your account.
Your security is our biggest priority. We make every effort to keep our customers – and their funds – safe through first-class security and adherence to strict internal security and compliance standards. Checkout.com is PCI DSS Level 1 compliant, the highest security standard set by the payment card industry.
Tip
See our Privacy Policy for more information on how we securely handle and store your data. Also, we always recommend you enable two-factor authentication on your account.
Yes, you can buy up to €1,000 worth of cryptocurrency per transaction with a monthly card limit of up to €5,000.This is separate from your current account level limits, which include the monthly and lifetime deposit limits that will be applied regardless of this card deposit limit.
Note
To cover the high risk of fraud associated with credit card transactions, we may intermittently reduce these buy limits.
Yes. The monthly limit of up to €5,000 is for buying using debit and credit card only. If you’re unable to use the instant buy feature, you can also continue to use our other available deposit methods, like bank transfers.